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Estimate Your Japanese Pension Benefits

Enter your historical average salary and contribution years to project the combined National Pension and Employees' Pension amount (2026 basis).

Values above roughly 7.8M JPY are automatically capped at the 650,000 JPY monthly ceiling.

Up to 40 years count toward the full basic pension. Longer careers still add to the employees' portion.

Projected Benefits

Combines basic and employees' pension using the 0.5481% accrual rate and the 650,000 JPY wage ceiling.

Annual pension: 2,131,440 JPY

Monthly pension: 177,620 JPY

Basic pension portion: 816,000 JPY / year

Employees' pension portion: 1,315,440 JPY / year

This tool offers an approximate benefit amount.
Actual payments depend on the Japan Pension Service's official calculation, covered months, bonuses, and future reforms.

Pension guides

Learn more about National and Employees’ Pension systems.

National Pension

Understand National Pension premiums, benefits, and exemptions

Employees' Pension

Learn how Employees’ Pension premiums and payouts work